The information, material and content provided in the pages of the Websites, including pricing information, (the "Information") is believed to be reliable when posted, but there is no guarantee that it is accurate, complete or current at all times. Without limiting the generality of the foregoing, the Information may include technical inaccuracies or typographical errors, and neither the Company or its officers, directors, employees and agents have any obligation to update the Information. The Information or the Websites may be changed, withdrawn or terminated at any time without notice. Changes may be made to the Terms of Use at any time without notice by updating this posting. You agree to review the Terms of Use regularly, and your continued access or use of the Websites will indicate your acceptance of such changes.
Availability of Products and Services
The products and services of the Company that are described, made available or provided on the Websites may not be available in all regions of Canada, or to persons who are residents of jurisdictions outside of Canada. The Company’s products and services are only available in jurisdictions where they may be legally provided. You may not be eligible for all products and services and the Company reserves the right to determine such eligibility as permitted by law. Where noted, certain products or services may be subject to specific terms, conditions, representations or agreements. In the event that the Terms of Use are inconsistent with the terms of any agreement that you may have with the Company with respect to the provision of a product or service, the terms of that agreement will govern.
Insurance Products and Coverages
Any coverage descriptions provided on a Website are general descriptions of available coverages and are not a statement of contract. To obtain coverage you must submit an application, instruction or other request as required by the Company. All applications are subject to acceptance by the Company and to underwriting approval, and may be declined by the Company in its sole discretion. Coverages and availability may vary by province, and additional minimum coverage limits may be available.
All insurance products and coverages are subject to the limitations and conditions in the applicable policy or certificate of insurance in force at the time of purchase or enrollment and applicable legislation. Product terms, conditions and exclusions not described on the Websites may apply.
For certainty, nothing stated herein or on any of the Websites shall be construed to extend, expand or modify the terms of any contract of insurance that exists or shall exist in the future.