Availability of Products and Services
Insurance Products and Coverages
Any coverage descriptions provided on a Website are general descriptions of available coverages and are not a statement of contract. To obtain coverage you must submit an application, instruction or other request as required by the Company. All applications are subject to acceptance by the Company and to underwriting approval, and may be declined by the Company in its sole discretion. Coverages and availability may vary by province, and additional minimum coverage limits may be available.
All insurance products and coverages are subject to the limitations and conditions in the applicable policy or certificate of insurance in force at the time of purchase or enrollment and applicable legislation. Product terms, conditions and exclusions not described on the Websites may apply.
For certainty, nothing stated herein or on any of the Websites shall be construed to extend, expand or modify the terms of any contract of insurance that exists or shall exist in the future.